SIGN UP CUSTOMER LOGIN
Main Photo

24 Total Photos [Click to View All]

Main Photo
Main Photo

1020 Dean Street St. Charles, IL 60174

$399,900
New / MLS# 12625321 / Residential - Single Family / St. Charles
3 Beds
2 Baths
1591 SqFt

A true gem just steps from the heart of downtown St. Charles! Meticulously maintained and situated on a rare, expanded double lot, this home is completely move-in ready, blending classic 1925 architecture with modern updates. Peace of mind is guaranteed with major improvements including a NEW furnace (2025), NEW AC (2025), NEW roof (2022), and NEW windows (2026), plus a NEW front door (2026). Inside, you will enjoy beautiful hardwood floors, vaulted/cathedral ceilings, and a cozy brick fireplace anchoring the Living Room. The kitchen features granite countertops, stainless-steel appliances, a NEW dishwasher (2025), and a NEW microwave (2026). Large, bright windows fill the family room with natural light. Two convenient first floor bedrooms and full bathroom. The entire second floor is dedicated to the private Master Bedroom Suite, which is an impressive retreat complete with a walk-in closet, skylights, an office or sitting area, and its own private deck. The home also features a full basement that includes a dedicated workout room and a workbench area, alongside excellent storage and potential for future finishing. Set on an exceptional double lot (comprising two parcels: PIN 09-28-452-021 and PIN 09-28-452-020), the property offers beautiful, wooded views and a functional backyard complete with a firepit, garden planters, and a NEW custom-built space for chickens (2025). Located in the heart of St. Charles, you are close to the bike trail, shopping, restaurants, entertainment, and highly rated St. Charles Schools. Enjoy easy trail access to Belgium Town Park, which features a playground and pickleball courts. Come and take a look!

Read More » Read Less »

Baird & Warner Jim Beltrame Email

Mortgage Calculator

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Estimated Payment

$ 1,734.89 per month $888.67 Principal & Interest $729.58 Property Tax $116.64 Homeowner's Insurance
Get your competitive financing options.

Property Details

Property Type: Residential - Single Family
Basement: Partially Finished, Full
Basement: Yes
Cooling: Central Air
Fireplaces: 1
Heating: Natural Gas, Forced Air
Home Style: Bungalow
Lot Size: 0.42 Acres
Roof Type: Asphalt
Taxes: $8,755
Year Built: 1925

Amenities

Cathedral Ceiling(s)
1st Floor Bedroom
1st Floor Full Bath

Feature Descriptions

Additional rooms: Sitting Room
Additional Structures: Workshop, Poultry Coop
Appliances: Range, Microwave, Dishwasher, Refrigerator
Association Includes: None
Bath Features: Whirlpool, Separate Shower, Double Sink
Dining Room: Combined w/ FamRm
Exterior: Aluminum Siding, Brick
Fireplace Location(s): Living Room
Lot Dimensions: 50 X 148
Other Equipment: CO Detectors, Ceiling Fan(s)
Parcel#: 0928452021
Parking: Asphalt, Off Street, Driveway, Yes, Owned
Sewer: Public Sewer
Total Rooms: 8
Township: St. Charles
Water: Public

Room Information

Sitting Room: 10X8
Bedroom 2: 13X10
Bedroom 3: 11X10
Dining Room: COMBO
Family Room: 25X12
Kitchen: 14X9
Living Room: 22X14
Primary Bedroom: 18X15

Schools

School District: District 303

Disclaimer: The accuracy of all information regardless of source, including but not limited to square footage and lot size, is deemed reliable but not guaranteed nor warranted and should be personally verified through personal inspection by and/or with the appropriate professionals.

Location

See details and scored characteristics about this location.

Listing Office: eXp Realty - St. Charles

Listing Office Phone: 888-574-9405



Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.


Login to my Baird & Warner account

Pixel